Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is responsible for insuring it between the signing of the contract and settlement.
Motivationally speaking, there’s not much that beats a financial reward. It is generally accepted that business owners are the most driven to see their business succeed, however many companies are incentivising and rewarding staff by giving them a real stake in the enterprise through owning shares in the business.
Large numbers of Australians could find themselves struggling not only with emotional distress, but also with the financial challenges associated with the major life events, according to a recent report.
The days of a lax approach to valuations are over. While there is not always the need to employ a qualified independent valuer for each valuation, there are important circumstances where it is mandated, and others where it is recommended.
Every investor goes in with dreams of a pot of gold, but there is a fundamental difference between investor types – one looks to line their pockets with investment returns along the way, and the other has the patience to wait until the end of the rainbow to reap the rewards.
The home loan market is constantly changing, with new and attractive deals coming up all the time. Refinancing can help you secure a more competitive interest rate, access the equity in your home, add features (such as an offset account) or consolidate your debts, but there are some important questions to consider before you get the ball rolling.